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Expert Small Business Loan Reviews

Regardless of the type of loan you need, Fast Business Loans helps Australian business owners select from the top lenders. Taking on a business loan to improve cash flow or make a capital investment is a critical decision. Our aim is to help you through the lender selection process as we deep dive into the key areas of the loan application and eligibility criteria.

As part of our reviews, Fast Business Loans look at the types of loans available for businesses with an ABN. This includes the application process, interest rates and loan term repayments. We explain in plain English everything you should know about unsecured business loans and are upfront about the strengths and weaknesses of each provider.

Small business owners need to be aware that all providers need business financials including bank statements. The loan amount is then based on the credit history and working capital requirements of the borrower. Business loan applications can take less than 5 minutes with same-day fast approvals available from some providers.

comparison-reviews

Every lender ranked

Top 10 Australia Business Finance Providers

Fast Business Loans aims to help you find the right loan for you. Our reviews look at different types of loans – Short-term business loans, Line Of Credit or Asset Finance are some
examples. We look at Australia loans that get you funding fast or will accept provide capital to businesses with low credit and a range of other criteria.

Our ‘best for’ and ‘Top 10’ pages look at the lenders for a range of logical categories that can help you find the lender for your business needs.

Every lender ranked

Top 10 Australia Business Finance Providers

You might need funding fast but don’t commit to a lender till you know everything about them. This includes types of loan, loan qualification, funding amount and terms, costs and
application process. Our reviews are extremely detailed and will uncover details about the lenders you may not have considered.

All review are free to access and easy-to-read, free to access.

  • maxfunding logo
  • 65
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  • banjo logo 150 x 100
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  • judobank logo
  • 62
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  • 90
  • getcapital logo
  • 80
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  • bizcap logo
  • 90
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  • ondeck logo
  • 83
  • 90
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  • 90
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  • Zip business logo
  • 90
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  • 90
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  • moula logo
  • 90
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  • prospa-logo
  • 90
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  • capify logo
  • 90
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  • lumi logo
  • 90
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Background

Types Of Loans Compared

Fast Business Loans compares both the big banks and specialised business lending providers in Australia. All loans compared can only be used for business purposes (primarily cash flow). Startups are not eligible for these products as they don’t have a credit score and therefore won’t pass the credit check requirements. Australian companies with bad credit may also be ineligible with credit card debts also considered. Both non-bank and bank lenders require access to bank account statements which can be attached to an online application or send after applying.

Unlike secured loans, the products compared are not aligned to fixed assets. Instead, the loan amount is set based on the cash flow of the company or for invoice financing the outstanding invoices due to be paid by customers. The pricing of unsecured loans, business lines of credit and overdrafts all differ so it’s important to weigh up the options available. Most loans are approved the next business day with some cash advance opportunities the same-day.

Most loans offer flexible repayment terms with early repayment opportunities to reduce the interest payable. It’s recommended that business owners ensure the loan selected is suitable for their circumstances factoring in interest rate repayments, loan terms and their working capital requirements.

Fast Business Loans provides factual information about lending products for businesses. Information provided is taken from the lender's website or by contacting the lender's support for information. While we make efforts to ensure the information is accurate and up-to-date, the information provided published on this website should be treated as of general nature so
1. Fast Business Loans cannot guarantee information provided on our website matches details on the lender's website
2. While we attempt to cover all the lender's main loan products, users of this website should not expect all products are covered.
3. This website does not consider your business needs, objectives or financial circumstances so it not recommending any particular products.
4. Fast Business Loans recommend reading the lenders product disclosure statements before taking up any financial product offer.
Our website is completely free for all viewers of this website. Though FastBusinessLoans may receive a payment from some lenders, we maintain independence and objectivity when it comes to reviews and rankings. If you do apply for a product through this website, you will be dealing directly with the provider of that product and not with us.